Policies

We understand that privacy online is important to users of our Site.  This statement governs our privacy policies with respect to those users of the Site (“Visitors”).

“Personally Identifiable Information” (“PII”) refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. PII does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What PII is collected?
We may collect basic user profile information from all of our Visitors, such as email address, if the visitor subscribes to our mailing list and name if the visitor comments on a post.

What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors may collect this information from our Visitors. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from our Visitors. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use PII?
We use PII to customize the Site and to make appropriate service offerings on the Site. We may email Visitors about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use PII to contact Visitors in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?
We may share aggregated information about our Visitors, including the demographics of our Visitors, with our affiliated agencies and third party vendors. We also offer the opportunity to opt out of receiving information or being contacted by us or by any agency acting on our behalf.

What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us.

Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. Our third party ads may collect a cookie of your usage if you click to their site, for instance.

What partners have access to PII from Visitors on the Site?
We have entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain PII on a need to know basis.  Our privacy policy does not cover their collection or use of this information.

We will disclose PII in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose PII when reasonably necessary to protect the safety of our Visitors.

How does the Site keep PII secure?
All of our employees are familiar with our security policy and practices. The PII of our Visitors is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors for any such occurrences.

How can Visitors correct any inaccuracies in PII?
Visitors may contact us to update PII about them or to correct any inaccuracies by contacting us.

What happens if the Privacy Policy Changes?
We will let our Visitors know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of PII that a Visitor has previously requested not be disclosed, we will contact such Visitor to allow such Visitor to prevent such disclosure.

Links:
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

Affiliate Status:
To help defray website operating costs and in accordance with FTC Guidelines please be advised that some of the links contained on this website may be linked to either our products and/or affiliate partner products. In some instances, this website receives commissions for products viewed or purchased on affiliate websites via our referral.

All products featured and/or reviewed on this website are given independent review — good or bad. If affiliate links are in the article or post it will be noted at the bottom of that page containing the links.

This policy was last updated on February 19, 2017.